Attention homeowners in Wilmington and New Hanover County: Get an Appraisal today!

Here are the top 7 reasons why North Carolina homeowners call on The Property Shop of the Carolinas, LLC.:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
To challenge a property tax assessment in North Carolina
To cut their mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in North Carolina by determining the true market value of the real estate in question


	Own a home in or near Wilmington, North Carolina and need help determining the price of it? Contact The Property Shop of the Carolinas, LLC..

We at The Property Shop of the Carolinas, LLC. understand the individual needs of a customer looking for appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at The Property Shop of the Carolinas, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Challenge a property tax assessment

Let's say you live in an area that's going down -- your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal from The Property Shop of the Carolinas, LLC. is your best weapon when contesting your property tax assessment.

Need to cancel PMI?

A fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're qualified in helping consumers just like you do away with unwanted PMI insurance.

HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be inconvenient from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from The Property Shop of the Carolinas, LLC. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.